Contact John M. Lugauer, CFP® – Investment Centers of America – Kalamazoo: (269) 679-2636 – Toll Free: (888) 422-3267

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223 North Grand
PO Box 219
Schoolcraft MI 49087

Office: (269) 679-2636

Fax: (269) 679-3616

Email us at:

john@riverplanners.com

rhonda@riverplanners.com

John M. Lugauer, CFP®
CERTIFIED FINANCIAL
PLANNER™ Practitioner

John M. Lugauer, CFP® – River Financial Planners

Kalamazoo: (269) 679-2636 | Toll Free: (888) 422-3267

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Certified Financial Planner Board of Standards Inc. owns the certification marks CFP ®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements. This site is for informational purposes only and is not intended to be a solicitation or offering of any security and: • Representatives of a Registered Broker-Dealer (“BD”) or Registered Investment Advisor (“IA”) may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, that state; or (b) are excluded or exempted from that state’s registration requirements. Representatives of a BD or IA are deemed to conduct business in a state to the extent that they would provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.