Meet the Team!
“I take personal satisfaction in helping my clients pursue their goals. For me, it is very rewarding and humbling knowing that people place their highest confidence in my knowledge and abilities to guide them through some of life’s toughest decisions.”
John M. Lugauer, CFP® LPL Financial Advisor |
Jennifer M. Lugauer LPL Financial Advisor |
Jay R. Koski, CPA LPL Financial advisor |
Check the background of your financial professional on FINRA's brokercheck.finra.org
About John M. Lugauer
Over two decades ago, while finishing a Bachelor of Science degree at Taylor University, John Lugauer decided to pursue a career as a financial planner. After several years of working as a systems analyst in a financial institution, he continued to learn about the investment and financial industry and worked part-time in the industry to gain experience. In 1999, John opened his office in Schoolcraft, Michigan, and completed his securities registration and insurance licensing requirements.
John desires to be a very knowledgeable and honest financial planner for his clients. He has continued his life-long learning by completing his advisory designation in late 1999 and additional exam requirements in 2004, and the CERTIFIED FINANCIAL PLANNER™ Practitioner certification in 2007. In 2013, John continued his education by adding the Accredited Investment Fiduciary® designation.
About Jennifer M. Lugauer
Jennifer attained a Bachelor’s degree from Central Michigan University, searching for a career in the hospitality industry. As a young woman, her adventurous spirit was cultivated along the shores of Western Michigan. Not wanting to leave the beauty of the water, she began her career working on a cruise ship. After several years of exploring the world, Jennifer settled in Grand Rapids, Michigan. She forged her career as a big box Store Manager, Regional Merchandising, and Operations consultant. After 20 successful years in retail, Jennifer moved her career to the Wholesale Floral industry. In 2020, Jennifer took a leap of faith, married John, and started her studies in financial planning.
Currently Jennifer has her coursework completed and is now a licensed LPL Financial Advisor working from our Norton Shores office. Throughout her career, Jennifer has sought to be someone that provides solutions to obstacles that are holding people back from attaining their goals. Jennifer does not shy away from taking on new challenges and looks forward to the adventures that each day brings. With the skill set she has honed over the last 20 years of her career, Jennifer looks forward to providing guidance on your financial journey!
About Jay R. Koski
Jay Koski is a Certified Public Accountant dedicated to helping people turn their financial goals into reality. Most recently, he served as the Business and Finance Manager for St. Michael Lutheran, where he managed a $2 million budget, led fund allocation strategies, and implemented unique budgeting solutions.
Jay also operates his own accounting practice, where he focuses on proactive tax preparation and strategic consulting. Rather than simply looking at historical data, he emphasizes forward-thinking strategies designed with a goal to reduce future liabilities and build long-term stability for his clients.
Jay graduated from Concordia University with a 3.93 GPA in 2019 and was named the HAAB School of Business Student of the Year. A former collegiate football captain and National Champion in Olympic Weightlifting, he brings a unique level of discipline and a goal-oriented mindset to the financial planning process. Jay is committed to providing the clear communication and professional integrity necessary for clients to feel confident in their financial future.
Over two decades ago, while finishing a Bachelor of Science degree at Taylor University, John Lugauer decided to pursue a career as a financial planner. After several years of working as a systems analyst in a financial institution, he continued to learn about the investment and financial industry and worked part-time in the industry to gain experience. In 1999, John opened his office in Schoolcraft, Michigan, and completed his securities registration and insurance licensing requirements.
John desires to be a very knowledgeable and honest financial planner for his clients. He has continued his life-long learning by completing his advisory designation in late 1999 and additional exam requirements in 2004, and the CERTIFIED FINANCIAL PLANNER™ Practitioner certification in 2007. In 2013, John continued his education by adding the Accredited Investment Fiduciary® designation.
About Jennifer M. Lugauer
Jennifer attained a Bachelor’s degree from Central Michigan University, searching for a career in the hospitality industry. As a young woman, her adventurous spirit was cultivated along the shores of Western Michigan. Not wanting to leave the beauty of the water, she began her career working on a cruise ship. After several years of exploring the world, Jennifer settled in Grand Rapids, Michigan. She forged her career as a big box Store Manager, Regional Merchandising, and Operations consultant. After 20 successful years in retail, Jennifer moved her career to the Wholesale Floral industry. In 2020, Jennifer took a leap of faith, married John, and started her studies in financial planning.
Currently Jennifer has her coursework completed and is now a licensed LPL Financial Advisor working from our Norton Shores office. Throughout her career, Jennifer has sought to be someone that provides solutions to obstacles that are holding people back from attaining their goals. Jennifer does not shy away from taking on new challenges and looks forward to the adventures that each day brings. With the skill set she has honed over the last 20 years of her career, Jennifer looks forward to providing guidance on your financial journey!
About Jay R. Koski
Jay Koski is a Certified Public Accountant dedicated to helping people turn their financial goals into reality. Most recently, he served as the Business and Finance Manager for St. Michael Lutheran, where he managed a $2 million budget, led fund allocation strategies, and implemented unique budgeting solutions.
Jay also operates his own accounting practice, where he focuses on proactive tax preparation and strategic consulting. Rather than simply looking at historical data, he emphasizes forward-thinking strategies designed with a goal to reduce future liabilities and build long-term stability for his clients.
Jay graduated from Concordia University with a 3.93 GPA in 2019 and was named the HAAB School of Business Student of the Year. A former collegiate football captain and National Champion in Olympic Weightlifting, he brings a unique level of discipline and a goal-oriented mindset to the financial planning process. Jay is committed to providing the clear communication and professional integrity necessary for clients to feel confident in their financial future.