Financial Planning
Financial planning isn’t about a specific product. It centers on strategies – what will best align your use of capital with your values? What do you need to do to reach your goals? Together, we can create a blueprint for achieving your goals.
It’s our job to ask the right questions and identify those goals and values. As a CERTIFIED FINANCIAL PLANNER™ Practitioner, I follow the six elements of the personal financial-planning process:
*Establishing and defining the client/planner relationship*
*Gathering client data, including goals*
*Analyzing and evaluating the client’s current financial status*
*Developing and presenting recommendations and/or alternatives*
*Implementing the recommendations*
*Monitoring the recommendations*
Investment Management
Our investment recommendations are based on our own independent research. Your after-tax return matters most, and that’s why we favor investments that help you keep more, while the government keeps less. We advise based on risk management and can show you ways to help defer and reduce income, capital gains and estate taxes.
Being an independent firm means we can focus on your needs. We're not interested in promoting a certain product and we're not limited to one company’s products. We're interested in promoting your goals – the products are just the means to get there. As we identify your specific needs, we narrow the products and services to those that help you.
Financial planning isn’t about a specific product. It centers on strategies – what will best align your use of capital with your values? What do you need to do to reach your goals? Together, we can create a blueprint for achieving your goals.
It’s our job to ask the right questions and identify those goals and values. As a CERTIFIED FINANCIAL PLANNER™ Practitioner, I follow the six elements of the personal financial-planning process:
*Establishing and defining the client/planner relationship*
*Gathering client data, including goals*
*Analyzing and evaluating the client’s current financial status*
*Developing and presenting recommendations and/or alternatives*
*Implementing the recommendations*
*Monitoring the recommendations*
Investment Management
Our investment recommendations are based on our own independent research. Your after-tax return matters most, and that’s why we favor investments that help you keep more, while the government keeps less. We advise based on risk management and can show you ways to help defer and reduce income, capital gains and estate taxes.
Being an independent firm means we can focus on your needs. We're not interested in promoting a certain product and we're not limited to one company’s products. We're interested in promoting your goals – the products are just the means to get there. As we identify your specific needs, we narrow the products and services to those that help you.